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Sheet G-142
PcM PjM

Risk Managementconcept

Claims against architects: negligence (tort) vs breach of contract

One-line orientation

Negligence is a tort, or civil wrong, based on failure to meet a legal duty of care. Breach of contract means failing to perform a duty promised in the agreement. The two claims require different proof.

Key points

  • Negligence (a tort):

    • Defined as the failure to use due care to avoid harming another person or damaging property.
    • Negligence requires four elements: duty, breach, causation, and damages.
      1. A legal duty existed between the parties.
      2. The architect breached that duty (acted below the standard of care).
      3. The breach caused the damage or injury suffered.
    • The duty can arise from statute, regulation, or prevailing case law — it is not limited to parties in a contract.
    • Measured against the standard of care: what a reasonably prudent architect in the same community and time frame would have done.
  • Standard of Care:

    • A legal concept — not a promise of perfection.
    • Defined as the level of skill and diligence ordinarily applied by architects of good standing in the same locality and time frame (see also AIA B101 §2.2; NCARB Model Rules of Conduct Rule 1.101).
    • Contractual language that raises the standard above ordinary care (e.g., “ensure,” “guarantee,” “certify results”) increases negligence exposure and should be avoided or negotiated out.
  • Breach of Contract:

    • Arises when an architect fails to fulfill an obligation stated in the contract — either express (written) or implied.
    • No need to prove the standard of care was violated; the claimant must show: contract existed → obligation was owed → it was not performed → harm resulted.
    • Can be brought only by a party to the contract (privity required).

Confusions / comparison

Negligence (tort)Breach of contract
Legal basisCivil wrong — duty imposed by law, not just contractFailure to perform a specific contract obligation
Who can sueA non-contracting party may be able to sue, depending on the duty recognized by the jurisdictionOnly contracting parties (privity required)
What must be provenDuty + breach of standard of care + causation + damagesContract exists + obligation owed + not performed + harm
YardstickStandard of care (reasonably prudent architect)The contract terms themselves
InsuranceProfessional liability policy covers negligence claimsContract disputes may or may not trigger professional liability coverage

→ pp-liability-vicarious-thirdparty (this module): how third-party negligence claims reach the architect · pp-defenses-statutes (this module): defenses available once a claim is asserted · pp-risk-allocation-clauses (this module): contractual tools to limit exposure from these claim types.